One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, on the other hand, come with a fixed interest rate, a fixed monthly payment ...

You can use Excel, Microsoft's spreadsheet program, to store, organize, and analyze data in a number of ways.

Colin Beresford is a writer and editor experienced in helping people make the best decisions with their money, whether it's buying a car or taking on a loan. He has written for Bloomberg, The ...

Among other factors, many business loan lenders consider both personal credit scores and business credit scores when determining approval. You might not want your personal credit history reviewed, ...

Aaron Broverman is the Managing Editor of Forbes Advisor Canada. He has almost 20 years of experience writing in the personal finance space for outlets such as Bankrate, Bankrate Canada, ...