Open banking is changing the way finance providers assess credit and lending applications. It allows banks and lenders to access real-time financial data from customers, giving them a clearer picture ...

In these digital pages, Alan Sears, the founder of the Alliance Defending Freedom, recently defended the Consumer Financial ...

Canada’s Finance Ministry has been holding discussions with stakeholders for several years about introducing open banking, ...

Anyone who has attempted to import multiple sets of data into a spreadsheet knows how important it is for shared datasets to have common formatting standards. What's true for Microsoft Excel is even ...

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This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Nearly 20% of Americans do not have a conventional credit ...

President Trump's first administration laid the foundation for open banking in the United States through market-oriented principles. His second administration now has the opportunity to build upon ...

Dave Glaser is Dwolla's CEO. He has over 20 years of experience driving industry innovations and successful payment operations strategies. Every disconnected payment system in your enterprise stack is ...

A quote, often attributed to Lao Tzu, states, “Nature does not hurry, yet everything is accomplished.” For all those involved in open banking, these may feel like cold words of comfort, because ...

Recently, JPMorgan Chase announced a shift in how it manages access to consumer banking data, introducing new data access fees for third-party aggregators. While the move focuses on infrastructure ...