As of October 12, the average three-year personal loan rate is 13.46% APR, according to loan marketplace data from Buy Side ...

To get a secured loan, your collateral must meet a lender’s requirements. For example, you usually have to own your car to get an auto-secured personal loan. A lender may require that your pledged ...

SAN CARLOS, CA / ACCESS Newswire / August 22, 2025 / Taking out a personal loan for the first time can be a big decision and you may have the choice between a secured and unsecured loan. Both options ...

Secured and unsecured personal loans differ in terms of risk and cost to both the borrower and the lender. A secured loan, such as a home loan or car loan, is backed by collateral. An unsecured loan, ...

A secured loan is a type of debt that requires collateral. A secured loan is a type of debt backed by collateral, which is something you own, such as a house, car or savings account. Banks, credit ...

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Get a lower rate or better loan terms by learning about the different types of personal loans. There are two main types of personal loans — secured and unsecured — which can be used for a wide range ...

Our team researched more than two dozen of the country’s most popular personal lenders, including large online companies like SoFi, big banks like Wells Fargo, and peer-to-peer lenders like Upstart.

Personal loans are multi-purpose loans you can use for almost anything. Finding the right loan can help you unlock the funds you need for life’s biggest expenses. Most personal loans are unsecured — ...