You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.

A home equity loan is usually a fixed-rate lump sum based on the value available in your home. Home equity lines of credit (Helocs) are revolving lines of credit based on your available equity and ...

An increasing number of homeowners are tapping the equity in their homes for cash, but not to finance a new kitchen. Instead, they’re turning their house into a piggy bank, sometimes to get their ...

With Americans collectively sitting on record-high $11.6 trillion in tappable home equity as of August 2025, which explains why so many are turning to home equity lines of credit (HELOCs) to access ...

The digital lender reportedly upped the volume of its home equity products to $80 million per month as of Q2 2025 AI Summary As the home equity market continues to heat up, Better Home & Finance ...

The average American homeowner with a mortgage is sitting in a significant pile of cash - $212,000 – in home equity, but more are taking advantage of this through home equity lines of credit. The ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Reina Marszalek is a staff senior personal finance editor at Buy Side from WSJ. Staff Deputy Personal Finance Editor, Buy Side from WSJ Valerie Morris is a staff deputy personal finance editor at Buy ...

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC rates to the mid-6% range, according to one estimate An increasing number ...