This nonprofit credit counseling agency helps consumers manage unsecured debt through structured repayment plans and financial education. For many people, debt isn’t the result of reckless spending — ...

For many Americans, debt isn’t just a balance on a screen—it’s a daily weight. In a 2025 survey by financial services company ...

If you find yourself unable to get out from under burdensome, high-interest debt despite your best efforts, it might be time ...

IT’S HELPING FAMILIES, AND WHAT YOU NEED TO KNOW BEFORE YOU SIGN UP. AS WE CAME CLOSER AND CLOSER TO THE END OF PAYING IT OFF, WE JUST FELT BETTER AND BETTER. IAN MOORE SAYS CREDIT CARD BALANCE ...

National nonprofit credit counseling agency Take Charge America reveals the critical components and benefits of this effective, yet underutilized debt relief option. When faced with mounting credit ...

If debt collectors are calling you daily but you can't afford to pay off what you owe, the idea of enrolling in a debt management program can be pretty tempting. After all, these programs claim to ...

Review your expenses, debit and credit card statements to ... a credit card hardship plan, a debt management plan at a nonprofit credit counseling agency, a consolidation loan or a different option.

ATLANTA — For many families, credit card debt is a huge source of stress, and when the bills keep piling up, it might seem like there’s no way out. But before you lose hope, you may qualify for debt ...

The term "debt relief" or "debt resolution" generally refers to several ways you might restructure debt to make it more affordable. Debt relief options include debt consolidation, debt management, ...

Debt management restructures your debt so you can pay it off. Debt settlement involves some amount of debt forgiveness. If you don't qualify for debt management, debt settlement might work for you.

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. A debt management plan (DMP) can help you ...

Debt collection generates more fraud reports to the FTC than any other industry, according to the agency. But even legitimate collectors must follow strict rules. The Fair Debt Collection Practices ...