The Center for Retirement Research also identified another way that inertia can help bolster your retirement savings. It ...

Thanks to target date funds and some simple rules of thumb, picking a mix of stocks, bonds and cash is pretty straightforward while you’re still saving for retirement. According to conventional wisdom ...

Investors have to decide how much to withdraw, and are caught between the fear of outliving their funds or delaying joy too ...

The easiest asset allocation rule is a quick calculation that helps determine how much of your portfolio is in stocks or in ...

Thinking about retirement planning when you’re young is key to financial security in your golden years. Small contributions when you’re younger make a difference in your retirement strategy. The ...

Retirement planning boils down to one goal: not running out of money before kicking the bucket. Unfortunately, workers go into retirement without many of the facts. They don’t know how long they’ll ...

Asset allocation is the process of determining how much a portfolio invests in stocks, bonds and cash. Each asset class has a different return and risk profile, so determining the appropriate ...

Preparing for retirement can be daunting, with many finding it challenging to navigate, especially as the benchmarks for retirement readiness continually evolve. It's no longer merely about building ...

Take a Financial Advisor Quiz. Asset allocation is the measure of how the investments in your portfolio are divided among different asset types and classes. The idea is to spread your investments ...

If you look at a graph of 10-year bonds, starting yield, subsequent returns, you just see a very, very tight correlation. The fact is that we now have safer, higher yields. The standard deviation of ...

Margaret Giles: Hi, I’m Margaret Giles for Morningstar. If you’re like many investors, the up-and-down market of the past few months may have prompted you to question your portfolio’s asset allocation ...